How Paylinq Works

Earn rewards on every purchase, enjoy exclusive perks, and take control of your finances with our innovative rewards program.

Sign Up & Get Your Card

Create your account, verify your identity, and receive your personalized Paylinq rewards card within days.

By The Numbers

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Happy Users

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Partner Merchants

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Avg. Monthly Savings

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Points Per Dollar

Why Choose Paylinq

Bank-Level Security

Your money and data are protected with the latest security technology and fraud protection.

Instant Notifications

Get real-time alerts for transactions, point earnings, and special deals.

Exclusive Partnerships

Enjoy special rates and offers with our growing network of premium merchants and brands.

No Hidden Fees

Transparent pricing with no surprise charges. What you see is what you get.

Frequently Asked Questions

Get answers to the most common questions about Paylinq rewards and membership

How soon can I start using my rewards?

Points are added to your account immediately after transactions settle, typically within 1-2 business days. You can redeem rewards as soon as you have enough points for your chosen reward option.

Can I upgrade my membership tier later?

Absolutely! You can upgrade your membership tier at any time through your account dashboard. Your new benefits will take effect immediately, and you'll start earning at the higher rate with your very next purchase.

What happens to my points if I don't use them?

Points expiration varies by membership tier: Freemium (18 months), Lifestyle (24 months), VIP Lifestyle (36 months), and Elite Lifestyle (never expires). You'll receive notifications before points are set to expire.

How do I track my rewards and spending?

The Paylinq dashboard and mobile app provide real-time tracking for all your transactions, point earnings, and available rewards. You can also set up custom spending categories and alerts to help manage your finances.