Choose Your PayLinq Membership
Select the plan that best fits your lifestyle and financial goals
White
Start your journey
Rewards
- Everyday Purchases1 pts per $1
- $10.00 Redemption1,000 points
Key Features
- PayLinq Reward Debit CardComing soon
- Loyalty Rewards ProgramComing soon
- AI Powered Shopping AssistantComing soon
- Referral Bonus ProgramComing soon
Silver
Enhance your rewards
Rewards
- Everyday Purchases1 pts per $1
- $12.50 Redemption1,000 points
Key Features
- Everything in White
- Coming soon
Gold
Premium experience
Rewards
- Everyday Purchases1 pts per $1
- $17.50 Redemption1,000 points
Key Features
- Everything in Silver
- Coming soon
Black
Luxury redefined
Rewards
- Everyday Purchases1 pts per $1
- $20.00 Redemption1,000 points
Key Features
- Everything in Gold
- Coming soon
Frequently Asked Questions
Find answers to common questions about our membership tiers
How PayLinq Works
Elevate your everyday spending with rewards that match your lifestyle. Follow these simple steps to begin your PayLinq journey.
Get Your PayLinq Debit Card
Receive your premium PayLinq Debit Card delivered right to your doorstep.
Make Everyday Purchases
PayLinq turns your everyday spending into Universal PayLinq Points (UPP) - our universal rewards currency - redeemable like cash, powered by AI to maximize your value.
Enjoy Exclusive Benefits
Be among the first to experience PayLinq and access premium rewards that will enhance your lifestyle.
Ready to elevate your finances?
Join thousands of members who are already transforming their everyday purchases into exceptional rewards.
Our Roadmap
Discover our journey to revolutionize how you earn rewards and manage your finances
Phase 1 (Q1)
Track Purchases, Earn Points
Objective: Launch PayLinq's core earning engine.
Features:
- Link PayLinq Debit Card.
- Automatically track every purchase.
- Earn UPP on eligible transactions.
- View real-time points and spending analytics.
- Access Rewards dashboard with redemption preview.
Phase 2 (Q2)
Redeem, Upgrade, and Engage
Objective: Expand user value through redemption options and tier upgrades.
Features:
- Enable full UPP redemption for shopping, travel, and gift.
- Introduce Silver and Gold membership tiers with higher earning rates.
- Launch merchant offers and bonus campaigns.
- Add referral rewards and in-app notifications.
Phase 3 (Q3)
Ecosystem Expansion
Objective: Scale PayLinq into a full lifestyle rewards ecosystem.
Features:
- Integrate premium partners (travel, entertainment, retail).
- Launch Black Tier with elite benefits and concierge access.
- Add PayLinq Marketplace for direct point spending.
- Introduce AI-powered spend insights and reward optimization.
Join us on this journey and be among the first to experience each phase
This is just the beginning—what's next for PayLinq?
Thank you for joining us on this journey! Right now, you are part of an exclusive group of users who are shaping the future of financial rewards. We're starting simple to ensure we build a reliable, secure platform you can trust.
As we grow, we'll roll out exciting features like virtual cards, credit reporting, expanded point earning opportunities, and merchant rewards. Stay tuned—together, we're creating something incredible.
PayLinq is a Fintech startup dedicated to empowering financially vulnerable individuals through innovative solutions. Our platform combines rewards, financial education, and tools designed to help you maximize your money while building better financial habits.
PayLinq works by tracking purchases made with your PayLinq Debit Card. You'll earn points for everyday spending which can be redeemed for rewards. We also provide insights into your spending patterns and offer tools to help improve your financial health over time.
By joining the PayLinq waitlist, you'll secure early access to our platform when we launch. Early adopters will receive special bonuses including extra reward points, exclusive merchant offers, and the opportunity to help shape our future features through direct feedback to our team.
We're currently in our initial launch phase with core features available to our early access users. Our full platform with all planned features will be rolling out over the coming quarters, with major upgrades scheduled throughout 2025.