Choose Your Paylinq Membership
Select the plan that best fits your lifestyle and financial goals
Freemium
Start your journey
Rewards
- Everyday Purchases1 pts per $1
- Dining2 pts per $1
- Travel2 pts per $1
- $100 Redemption20,000 points
Key Features
- Paylinq Reward Debit CardComing soon
- Loyalty Rewards ProgramComing soon
- Travel BenefitsComing soon
- Hotel Partner BenefitsComing soon
Point Limits
Lifestyle
Enhance your rewards
Rewards
- Everyday Purchases2 pts per $1
- Dining3 pts per $1
- Travel3 pts per $1
- $100 Redemption10,000 points
Key Features
- All Freemium Features
- Exclusive Deals & Insights
- Full Loyalty Program Access
- Premium Travel Benefits
Point Limits
VIP Lifestyle
Premium experience
Rewards
- Everyday Purchases3 pts per $1
- Dining4 pts per $1
- Travel4 pts per $1
- $100 Redemption6,667 points
Key Features
- All Lifestyle Features
- Priority Customer Support
- VIP Events & Birthday Gift
- Financial Advice Sessions
- Premium Lounge Access
Point Limits
Elite Lifestyle
Luxury redefined
Rewards
- Everyday Purchases5 pts per $1
- Dining5 pts per $1
- Travel5 pts per $1
- $100 Redemption5,000 points
Key Features
- All VIP Lifestyle Features
- Luxury Travel Experiences
- Dedicated Account Manager
- 24/7 Concierge Services
- Exclusive VIP Events
Point Limits
Feature Comparison
Compare all features across our membership tiers
| Feature | FreemiumFree | Lifestyle20/monthComing Soon | VIP Lifestyle50/monthComing Soon | Elite Lifestyle75/monthComing Soon |
|---|---|---|---|---|
| Card Benefits | ||||
| Paylinq Reward Debit Card | ||||
| Digital Card | ||||
| Priority Customer Support | — | — | ||
| Dedicated Account Manager | — | — | — | |
| Financial Tools | ||||
| Financial Insights | — | |||
| Financial Education Resources | — | |||
| Financial Advice Sessions | — | — | ||
| Travel & Lifestyle | ||||
| Loyalty Program Access | Basic | Full | Premium | Premium |
| Travel Benefits | Economy | Standard Travel Benefits | Premium Travel Benefits | Luxury Travel Benefits |
| Hotel Partners | Standard | Standard Hotels | Premium Hotels | Luxury Hotels |
| Lounge Access | — | — | Premium Lounges | Exclusive Lounges |
| VIP Benefits | ||||
| VIP Events | — | — | Exclusive VIP | |
| Birthday Gift | — | — | ||
| Concierge Services | — | — | — | 24/7 |
| Luxury Experiences | — | — | — | |
Frequently Asked Questions
Find answers to common questions about our membership tiers
How Paylinq Works
Elevate your everyday spending with rewards that match your lifestyle. Follow these simple steps to begin your Paylinq journey.
Get Your Paylinq Debit Card
Receive your premium Paylinq Debit Card delivered right to your doorstep.
Make Everyday Purchases
Paylinq turns your everyday spending into UPP - our universal rewards currency - redeemable like cash, powered by AI to maximize your value.
Enjoy Exclusive Benefits
Be among the first to experience Paylinq and access premium rewards that will enhance your lifestyle.
Ready to elevate your finances?
Join thousands of members who are already transforming their everyday purchases into exceptional rewards.
Our Roadmap
Discover our journey to revolutionize how you earn rewards and manage your finances
Phase 1 (MVP)
Track Purchases, Earn Points
Start earning points daily just by making purchases with your Paylinq Debit Card.
Phase 2
Redeem Points, Build Credit
Soon, you'll be able to redeem your points for flights, hotels, and exclusive perks at our partner merchants. Plus, you'll build credit simply by making purchases.
Phase 3
Transform Your Finances
We're creating a world where financial management is seamless and rewarding. Imagine earning up to 4x points on purchases, receiving luxury perks, and getting exclusive financial advice—Paylinq is your partner for it all.
Join us on this journey and be among the first to experience each phase
This is just the beginning—what's next for Paylinq?
Thank you for joining us on this journey! Right now, you are part of an exclusive group of users who are shaping the future of financial rewards. We're starting simple to ensure we build a reliable, secure platform you can trust.
As we grow, we'll roll out exciting features like virtual cards, credit reporting, expanded point earning opportunities, and merchant rewards. Stay tuned—together, we're creating something incredible.
Paylinq is a Fintech startup dedicated to empowering financially vulnerable individuals through innovative solutions. Our platform combines rewards, financial education, and tools designed to help you maximize your money while building better financial habits.
Paylinq works by tracking purchases made with your Paylinq Debit Card. You'll earn points for everyday spending which can be redeemed for rewards. We also provide insights into your spending patterns and offer tools to help improve your financial health over time.
By joining the Paylinq waitlist, you'll secure early access to our platform when we launch. Early adopters will receive special bonuses including extra reward points, exclusive merchant offers, and the opportunity to help shape our future features through direct feedback to our team.
We're currently in our initial launch phase with core features available to our early access users. Our full platform with all planned features will be rolling out over the coming quarters, with major upgrades scheduled throughout 2025.